Privacy Policy

The address of our website is:   https://jojomurwira.com

​Responsible body in the sense of the data protection laws, in particular the EU data protection basic regulation (DSGVO), reads: 

Money Sense by JOjo Murwira

Avenue de Thonex

1225 Chene Bourg

Switzerland

Email:   hi@jojomurwira.com

General remark

Based on Article 13 of the Swiss Federal Constitution and the data protection regulations of the Federal Government (Data Protection Act, DSG), every person is entitled to the protection of their privacy and to protection against misuse of their personal data.

The operators of this website take the protection of your personal data very seriously. Therefore, we treat your personal data confidentially and in accordance with the statutory data protection regulations and this privacy policy. Personal data will be kept strictly confidential and will not be sold or passed on to third parties.

In close cooperation with our hosting providers, we endeavor to protect the databases as far as possible against unauthorized access, loss, misuse, or counterfeiting.

We point out that the transmission of data on the Internet can generally have security gaps. Complete protection of data from access by third parties is therefore not possible. However, we make every effort to keep our website up to date.

When accessing our web pages, the following data is stored in log files: IP address, date, time, browser request and general transmitted information about the operating system resp. browser. The website can be visited without registration.

By using this website, you consent to the collection, processing, and use of data as described below.

What type of information do we collect? 

We receive, collect, and store any information you enter on our website or provide us in any other way. In addition, we collect the Internet protocol (IP) address used to connect your computer to the Internet; login; e-mail address; password; computer and connection information, and purchase history. We may use software tools to measure and collect session information, including page response times, length of visits to certain pages, page interaction information, and methods used to browse away from the page. We also collect personally identifiable information (including name, email, password, communications); payment details (including credit card information), comments, feedback, product reviews, recommendations, and personal profile.

How do you collect information?

When you conduct a transaction on our website, as part of the process, we collect the personal information you give us such as your name, address, and email address. Your personal information will be used for the specific reasons stated above only.

Why do you collect such personal information?

We collect such Non-personal and Personal Information for the following purposes:

  1. To provide and operate the Services;

  2. To provide our Users with ongoing customer assistance and technical support;

  3. To be able to contact our Visitors and Users with general or personalized service-related notices and promotional messages;

  4. To create aggregated statistical data and other aggregated and/or inferred Non-personal Information, which we or our business partners may use to provide and improve our respective services; 

  5. To comply with any applicable laws and regulations.

How we store, use, share and disclose site visitors' personal information

Our company is hosted on the Wix.com platform. Wix.com provides us with an online platform that allows us to sell our services to you. Your data may be stored through Wix.com’s data storage, databases, and general Wix.com applications. They store your data on secure servers behind a firewall. 

All direct payment gateways offered by Wix.com and used by our company adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express, and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by our store and its service providers.

Declaration of data protection for cookies

This website uses cookies. These are small text files that make it possible to store user-specific information on the user’s device while using the website.

Cookies make it possible, in particular, to determine the frequency of use and the number of users of the pages, to analyze the behavior of the page usage, but also to make our offer more customer-friendly.

Cookies are stored at the end of a browser session and can be recalled when the page is visited again. If you do not want this, you should set your Internet browser to refuse to accept cookies.

Declaration of data protection for SSL Encryption

This website uses SSL encryption for security reasons and to protect the transmission of sensitive content, such as the requests you send to us as the site operator. You can recognize an encrypted connection by changing the address line of the browser from “http: //” to “https: //” and the lock symbol in your browser line.


If SSL encryption is enabled, the data you submit to us cannot be read by third parties.

Declaration of data protection for server log files

The website operator or website provider collects data about accesses to the site and saves these as “server log files”. The following data is logged:

• Visited website
• Time at the time of access
• Amount of data sent in bytes
• Source/reference from which you came to the page
• Browser used
• Operating system used
• IP address used (if necessary in anonymized form)

 

The data collected are for statistical purposes only and to improve the website. However, the website operator reserves the right to retrospectively check the server log files, if any concrete evidence of unlawful use should occur.

 

Declaration of data protection for the contact form

When visitors write comments on the site, we collect the data displayed in the comment form, as well as the visitor’s IP address and the user-agent string (which identifies the browser) to help in detecting spam.

From your email address, you can create an anonymous string (called a hash) and submit it to the Gravatar service to see if you’re using it. The privacy policy of the Gravatar service can be found here: https://automattic.com/privacy/. Once your comment is approved, your profile picture will be publicly visible in the context of your comment.

 

Where we send your data

Visitor comments can be examined by an automated spam detection service.

Declaration of data protection for the right to information, cancellation, blocking

You have the right to information about your stored personal data, their origin, and recipient, and the purpose of the data processing as well as a right to rectification or deletion of this data. For questions about personal data, please contact the address given above.

Declaration of data protection for Google Analytics

This website uses Google Analytics, a web analytics service provided by Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA. To disable Google Analytics, Google will provide a browser plug-in at   https://tools.google.com/dlpage/gaoptout?hl=en.  Google Analytics uses cookies. These are small text files that make it possible to store specific user-related information on the user’s device. These allow an analysis of the use of our website offer by Google. The information collected by the cookie about the use of our sites (including your IP address) is usually transmitted to and stored by Google on servers in the United States. We point out that on this website Google Analytics has been extended by the code “gat._anonymizeIp ();” in order to ensure an anonymous collection of IP addresses (so-called IP-Masking). If the anonymization is active, Google truncates IP addresses within member states of the European Union or in other contracting states of the Agreement on the European Economic Area, and therefore no identification of your identity is possible. Only in exceptional cases will the full IP address be sent to a Google server in the US and shortened there. Google complies with the privacy policy of the Privacy Shield Agreement, and is registered with the Department of Commerce’s Privacy Shield Program, and uses the information we collect to evaluate the use of our Web sites, to report on them, and other related services to us to provide. Learn more at https://www.google.com/intl/en/analytics/privacyoverview.html.

How we communicate with site visitors

 

We may contact you to notify you regarding your account, to troubleshoot problems with your account, to resolve a dispute, to collect fees or monies owed, to poll your opinions through surveys or questionnaires, to send updates about our company, or as otherwise necessary to contact you to enforce our User Agreement, applicable national laws, and any agreement we may have with you. For these purposes, we may contact you via email, telephone, text messages, and postal mail.

Copyrights

 

The copyrights and all other rights related to the content, images, photos, or other files on the website belong exclusively to the operator of this website or the specifically named rights holders. For the reproduction of all files, the written consent of the copyright holder must be obtained in advance.

Anyone who commits a copyright infringement without the consent of the respective copyright holder may face legal prosecution and may be liable for damages.

Embedded content from other websites

Posts on this site may contain embedded content (e.g. videos, pictures, posts, etc.). Embedded content from other websites works just as if the visitor had visited the other website.

These sites may collect information about you, use cookies, embed additional third-party tracking services, and record your interaction with this embedded content, including your interaction with the embedded content if you have an account and are logged in to this site.

General disclaimer

All information on this website has been carefully checked. We endeavor to provide our information service up-to-date, correctly, and completely. Nevertheless, the occurrence of errors cannot be completely excluded, which we cannot guarantee the completeness, accuracy, and timeliness of the information and journalistic-editorial nature. Liability claims from material or immaterial nature, which were caused by the use of the information offered, are excluded unless there is no demonstrable deliberate or grossly negligent fault.

The publisher may, at its sole discretion and without notice, modify or delete texts and is under no obligation to update the contents of this website. Use or access to this website is at the visitor’s own risk. The publisher, his clients, or partners are not responsible for damages, such as direct, indirect, accidental, in advance concretely or consequential damages, which allegedly arose by visiting this website and therefore assume no liability for this.

The publisher also assumes no responsibility and liability for the content and availability of third-party websites that are accessible via external links on this website. The content of the linked pages is the sole responsibility of their operators. The publisher expressly disassociates himself from all third-party content that may be relevant to criminal or liability law or that offends common decency.

Amendments

We may amend this Declaration of Data Protection at any time without notice. The current version published on our website applies.

If you have any privacy concerns, please email us or contact the responsible person in our organization listed at the beginning of the Privacy Policy Statement.

Geneva, 30.09.2020